The damage and destruction caused by a fire, can be overwhelming. While just surviving with your health and family in tact is a primary concern, recovering losses after the incident can be an ordeal all it’s own. Even a small fire can still cause incineration, smoke and water damages, all of which are covered under your policy. Let Coastal public adjusting take action right away to help you maximize compensation. Determining the amount of your losses and filing your claim quickly and efficiently can greatly impact your settlement.

Dealing With Fire Damage

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Michaelson & Messinger Insurance Specialists, LLC assist you by:

  • Reviewing, and Interpreting Policy to Determine Maximum Benefits
  • Compiling an Inventory of Lost Items
  • Estimating Building and Property Damage
  • Preparing Claims for Loss of Rental or Interrupted Business
  • Contacting Professional Licensed Restoration Companies
    (specializing in fire restoration)
  • Helping you Secure Temporary Housing or Filing a Loss of Rental Claim
    (If you have a tenant)
  • Contacting Specialized Debris Clean-up & Emergency Services
    (Boarding, Temporary Repairs)
  • Assistance in Securing Advanced Monies
  • Negotiating your claim

What You Can Do To Get Started

If you can safely reenter the building, find these documents whenever possible: Id’s, insurance paperwork, and any medical and financial information as well as other property that is valuable to you, such as cash, jewelry, mementos, wedding albums and more. Be careful not to disturb the scene as well. Do NOT discard property that has been damaged and document your losses with photos and video. Cover what you can with tarps and boards to prevent further damages; and keep detailed receipts throughout this process for any expenditures.